Article

Prefab Homes in Florida 2026: Wind-Rated Makers That Ship

November 9, 2026

Written by

Kai Andrew

If you want a prefab home on a Florida lot, check its wind rating first, because the building code sets a design wind speed for your parcel and the home has to be built to it. Of the 6 homes below, only Deltec publishes a wind speed in miles per hour (mph): 130 mph for the base shell and up to 190 mph with its Level 3 package, which it lists for coastal Florida. Prestige Home Centers prices its homes as built to Zone II, a federal wind zone. Mesocore, Conestoga, and Next Modular publish no mph figure.

The table is sorted by stated wind rating, highest first. Every figure comes from the maker’s own page. Where a maker does not publish a figure, the cell says “Not published.” Ask the maker for that figure before you pay a deposit.

The Table, Sorted by Stated Wind Rating

Maker, model	Price	Size	Wind rating, as the maker states it	What the price covers	Florida service, as the maker states it
Deltec, Haven	$85,509 shell on slab foundation. $97,826 shell for piling or pier foundation	1,166 sq ft, 39 ft diameter	Base shell to 130 mph. Level 3 High Wind Package to 190 mph, listed for "coastal Florida and Caribbean"	Wall panels, roof, windows, siding, and drawings. Freight, sales tax, and shell assembly excluded	Level 3 package listed for coastal Florida. Deltec assembles shells in its Southeastern U.S. service area; elsewhere, you or your builder assemble them
Deltec, Hideaway	$59,905 shell on slab foundation	746 sq ft, 1 to 2 bed	Base shell to 130 mph. Packages to 160, 170, or 190 mph, each priced as an option	Same as the Haven	Same as the Haven
Mesocore, Model E ADU	$129,000 total: $99,000 core build plus $30,000 optional solar package	420 sq ft, 1 bed, 1 bath	"Hurricane-rated windows and exterior doors." No mph published	Steel chassis, kitchen, bathroom, heating and cooling, 14 solar panels, and a lithium battery. The page says site-specific items are not included but does not list them	"Serving all of Florida with factory-direct delivery"
Prestige Home Centers, Sunflower 28	$95,858	954 sq ft, 2 bed, 2 bath	"built to Zone II specifications"	Blocking, hurricane anchoring, central air and heat, skirting, and steps. Freight from the factory, sales tax, title fees, and lot work excluded	Home centers in 9 Florida towns
Conestoga, Mountain King	$100,805	1,080 sq ft, 2 bed, 1 bath	No mph published. Cabins "engineered to meet or exceed all state and local codes"	Log walls, metal roof or shingles, windows, doors, and floor system. Insulation is an option	All 50 states
Next Modular, Barton Forest Ranch	$113,163 home-only	1,280 sq ft, 3 bed, 2 bath	Not published	The home built to standard specifications at the factory. Delivery and setup excluded	Florida is in its list of 16 states. Home-only sales east of the Mississippi

Deltec’s model pages list 3 high-wind packages: Level 1 to 160 mph, Level 2 to 170 mph with impact-rated windows, and Level 3 to 190 mph, which Deltec lists for “coastal Florida and Caribbean.” Next Modular’s turnkey estimate of $231,986 for the same plan covers anywhere in Indiana and Michigan, parts of Illinois and Ohio, and wherever else it has a local Project Manager.

How Florida Approves a Modular Home

Florida law splits factory-built homes into 2 groups. Section 553.36 of the Florida Statutes covers what the law calls manufactured buildings (modular buildings) and “does not apply to mobile homes,” which it defines as homes built to the standards of the Department of Housing and Urban Development (HUD).

The code. Section 553.355 makes the Florida Building Code and the Florida Fire Prevention and Lifesafety Codes the minimum standard for manufactured buildings.
The insignia. Under section 553.37, a modular building may not be installed unless it carries the insignia of the Department of Business and Professional Regulation (DBPR) and a manufacturer’s data plate. A unit with the insignia needs no further approval from the local government. Buildings classed as “open construction” are permitted locally.
The county’s part. Section 553.38 leaves zoning, setbacks, site development, and onsite installation to local authorities, as long as those rules are “reasonable and uniformly applied and enforced.”

DBPR’s insignia search lists Mesocore LLC as a manufacturer. Deltec, Conestoga, and Next Modular are not listed under those names, so ask each one whether its unit gets a state insignia or a local permit.

Wind Speed Is Set by Your County

The 8th Edition (2023) Florida Building Code took effect on December 31, 2023. The state’s fact sheet says peninsula wind speeds have not changed since the 2010 code, western panhandle speeds went up, and each of the 67 counties has its own map.

Wind speed can differ inside 1 county. Palm Beach County’s wind speed map splits it into 150, 160, and 170 mph bands for ordinary buildings, rising toward the coast. The map is labeled for the 2014 code, and the state says peninsula speeds have not changed since 2010.

HUD homes use a separate federal scale. 24 CFR 3280.305 puts 14 Florida counties, including Palm Beach, Lee, Monroe, and Pinellas, in Wind Zone III at 110 mph, and the rest in Zone II at 100 mph. Prestige’s listed prices are for Zone II. Check a HUD home against the HUD list and a modular home against the county map, because the 2 figures come from different standards.

Rental Rules Are Local

Section 509.032(7)(b) says a local law “may not prohibit vacation rentals” or regulate how long or how often they are rented. Local rules adopted on or before June 1, 2011, are exempt. In Miami Beach, the city’s vacation rental page says rentals of less than 6 months and 1 day are prohibited in all single-family homes and in many multi-family buildings in certain zoning districts. Read your city’s page before you buy, using the zoning rules guide.

For the cost layers after the unit, see what a prefab home costs, layer by layer.

Where to Start

Get your parcel’s design wind speed before you ask for a quote. Deltec sells 3 wind packages, from 160 mph to 190 mph, so pick the package that meets your county’s design wind speed.

Ask for the mph figure in writing when a maker publishes none. Mesocore, Conestoga, and Next Modular print no design wind speed on the pages linked.

Check how the unit is approved. A modular home with a DBPR insignia needs no further approval from the county. A shell or kit may need a county permit instead.

Read every exclusion line. Deltec leaves out freight and shell assembly, Prestige leaves out freight and lot work, and Next Modular leaves out delivery and setup.

Before You Order

Run these 3 checks before a deposit, in order.

Get your parcel’s wind speed. Ask the county building department for the design wind speed at your address, and give it to the maker.
Price the site work. Run the lot through the site-prep cost estimator. No price above lists a foundation or utility hookups.
Confirm the loan. Start with the lender locator. Ask whether the lender finances a modular home, a HUD home, or a kit.

Rated picks of finished cabins are in the 8 best prefab cabins, rated, and a small-unit operator’s numbers are in the backyard playbook. For related comparisons, see prefab home manufacturers in the US and luxury prefab homes.

Planning a prefab short-term rental in Florida? Book a free strategy call.

Host Camp is not a licensed tax, legal, or financial adviser. Confirm figures for your situation with a professional.

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